How Can Investing In Private Equity Funds Affect Retirement Savings Accounts?

This report from the Urban Institute examines the potential impact on retirement savings of allowing 401 (k) plan members to invest in private equity (PE). Under most reasonable assumptions, the researcher finds that average retirement savings would increase when 401 (k) plans include PE investments, as PE funds on average generate higher returns than public stocks and PE. offers opportunities for diversification. In the most optimistic scenario, the researchers estimate that private equity investments could increase average account balances by as much as 10% over a full career. We also find that the simulated impacts vary considerably, with some savers doing significantly better than average and others doing significantly worse.

Reducing the Impact of Dementia in America: A Decadal Behavioral and Social Science Survey www.nap.edu/catalog/26175/reducing-the-impact-of-dementia-in-america-a-decadal-survey

Retail Price Trends of Specialty Prescription Drugs Widely Used by Older Americans, 2006 to 2020 www.aarp.org/ppi/info-2019/trends-in-retail-prices-of-drugs.htm

What resources do retirees have for long-term services and supports? www.crr.bc.edu/briefs/what-resources-do-retirees-have-for-long-term-services-supports/

Social Security Quick Facts and Figures, 2021 www.ssa.gov/policy/docs/chartbooks/fast_facts/2021/index.html

The impact of the claimant’s representation fee schedules on the disability claim process and beneficiary outcomes www.crr.bc.edu/working-papers/the-impact-of-claimant-representation-fee-schedules- on-the-disability-applicant-process-and-beneficiary-results

Strengthening Long-Term Services and Supports: The Difference Federal Investment Can Make www.urban.org/research/publication/strengthening-long-term-services-and-supports

Understanding the increase in inequalities in life expectancy www.iza.org/publications/dp/14741

Mortality inequality between black and white Americans by age, location and cause, and compared to Europe, 1990-2018 www.iza.org/publications/dp/14745

Some Medicare Advantage companies have taken advantage of record reviews and health risk assessments to disproportionately increase payments www.oig.hhs.gov/oei/reports/OEI-03-17-00474.asp

Financial Pain Points for Older Consumers: A Look at the CFPB Complaints Database www.aarp.org/ppi/info-2021/financial-pain-points-for-older-consumers.html

Reducing the Risk: Improving Vaccination in High Risk Groups in the UK www.ilcuk.org.uk/reducing-the-risk-report/

Frauds, Scams & COVID-19: How Scammers Targeted Older Americans During Pandemic www.aging.senate.gov/hearings/frauds-scams-and-covid-19-how-con-artists-have-targeted- older-Americans-during-the-pandemic

Pension Benefit Guaranty Corporation Projections Report for Fiscal Year 2020 www.pbgc.gov/sites/default/files/documents/092021-fy2020-projrep.pdf

Small retirement accounts: issues and options www.brookings.edu/research/small-retirement-accounts-issues-and-options/

Can drawdown models from previous cohorts help predict baby boomer behavior? www.crr.bc.edu/working-papers/can-the-drawdown-patterns-of-earlier-cohorts-help-predict-boomers-behavior/

Trends in Mortality Rates in Urban and Rural Areas: United States, 1999-2019 www.cdc.gov/nchs/products/databriefs/db417.htm

Costs and coverage of dental, hearing and vision care among Medicare beneficiaries in Traditional Medicare and Medicare Advantage www.kff.org/health-costs/issue-brief/dental-hearing-and-vision-costs-and-coverage-among -medicare- beneficiaries-of-traditional-health-insurance-and-health-benefit /

Policy options to improve ISS www.finance.senate.gov/hearings/policy-options-for-improving-ssi

Aging Populations: We’re Living Longer, But Are We Healthier? www.un.org/development/desa/pd/sites/www.un.org.development.desa.pd/files/files/documents/2021/Sep/undesa_pd_2021_technical_paper_no.2_healthy_life_expectancy.pdf

The impact of COVID-19 on the elderly www.commonwealthfund.org/publications/surveys/2021/sep/impact-covid-19-older-adults

Medicare and Medicaid: Approaches Used and Priorities for Future Research www.urban.org/research/publication/assessment-literature-integrated-care-models-people-dually-enrolled-medicare-and-medicaid

Is a dental benefit necessary in health insurance? Models of dental expenditure and use www.urban.org/research/publication/dental-benefit-needed-medicare

OASDI Recipients by State and Postal Code, 2020 www.ssa.gov/policy/docs/statcomps/oasdi_zip/2020/index.html

Target Date Fund: Evidence Indicates Growing Popularity and Appropriate Use by 401 (k) Plan Participants www.ebri.org/content/target-date-funds-evidence-points-to-growing-popularity-and- appropriate-use-by -401 (k) -plan-participants

The State Pension Funding Gap: Plans Have Stabilized Following Pandemic

What does age have to do with this? www.humanrights.gov.au/our-work/age-discrimination/publications/whats-age-got-do-it-2021

The Great Divide: Education, Despair and Death www.nber.org/papers/w29241

Potential savings for people enrolled in Medicare Part D under proposals to add a hard cap on direct spending www.kff.org/medicare/issue-brief/potential-savings-for-medicare-part-d-enrollees- under-proposals-add-a-hard-cap-on-out-of-pocket-expenses /

Options to contain the cost of a new Medicare dental, hearing and vision benefit to /

Medicaid Home and Community Services: Assessing COVID-19 Response Could Help CMS Prepare for Future Emergencies www.gao.gov/products/gao-21-104401

How four proposals to reform the supplementary security income would reduce poverty

Live Your Best Life Now: Enjoy Your Golden Years with Physical, Mental and Spiritual Vitality www.aging.senate.gov/hearings/living-your-best-life-now

Characteristics of Adult Day Service Center Participants: United States, 2018 www.cdc.gov/nchs/products/databriefs/db411.htm

Characteristics of Residential Care Community Residents: United States, 2018 www.cdc.gov/nchs/products/databriefs/db404.htm

Does media coverage of the Social Security Trust Fund affect claims, savings and benefit expectations? www.crr.bc.edu/working-papers/does-media-coverage-of-the-social-security-trust-fund-affect-claiming-saving-and-benefit-expectations/

Medicare beneficiaries hospitalized with COVID-19 have experienced a wide range of serious and complex conditions www.oig.hhs.gov/oei/reports/OEI-02-20-00410.asp

Impact of COVID-19 on excess mortality, life expectancy and years of life lost in the United States www.journals.plos.org/plosone/article?id=10.1371/journal.pone.0256835

Interpreting COVID-19 Deaths Among Nursing Home Residents in the United States: The Changing Role of Facility Quality Over Time www.journals.plos.org/plosone/article?id=10.1371 /journal.pone.0256767

Older Americans without Children: 2018 www.census.gov/content/dam/Census/library/publications/2021/demo/p70-173.pdf

Global pensions and ESG: is there a better way? www.repository.upenn.edu/prc_papers/715/

Additional Security Income: Continuity and Change since 1974 www.aarp.org/ppi/info-2021/supplemental-security- Income-continuity-and-change-since-1974.html

Do all state and local workers receive a retirement pension?

www.crr.bc.edu/briefs/do-all-state-and-local-workers-receive-an-annuity-in-retirement/